Sam Garbia
Sam Garbia concentrates his work in commercial real estate development, acquisition, sales, leasing and finance. Mr. Garbia has served as an expert in real estate litigation matters offering opinion in the field of real estate, commercial lending, and business transactions and has rendered professional opinions about the standard of care, duties and obligations for attorneys in connection with closing on a commercial lending transaction; the standard of care, duties and obligations of title agents/companies in connection with the closing of a commercial lending transaction; and the standard of care, duties and obligations of a settlement agent in connection with the closing of a commercial lending transaction. Mr. Garbia also has experience with the following types of finance-related transactions: representation of lenders in transactions involving the purchase and sale of commercial loan portfolios; representation of lenders in Shari’ah-compliant financing transactions; and representation of lenders in debtor-in-possession and exit financing transactions.

Dena Califa
Our Office Manager Dena Califa has been involved in thousands of real estate and commercial transactions in the area during her career at S&T Title, LLC. S&T Title, LLC is known for having a staff of highly qualified professionals with several years of experience to handle any real estate transaction that meet the needs of our customers. Our experienced staff can assist you in handling any real estate transaction, which includes house purchases, refinance, land acquisitions, construction loans and complex commercial transactions.

Ibrahim Moiz
Ibrahim Moiz is an attorney with NOVA Business Law Group, LLP and joined the S&T Title family in 2009. Mr. Moiz concentrates his legal work in corporate and real estate matters. He has extensive experience in structuring and drafting sales and closing documents for private and conventional loans and cash deals. Mr. Moiz drafts S&T Title's commercial and residential deeds for both Maryland and Washington, DC. Mr. Moiz is a licensed attorney in Virginia, Maryland and DC and a licensed settlement agent in the Commonwealth of Virginia.

Lara Gafar
Lara has been in the Real Estate and Lending Industry for over 15 years. She has worked as a Mortgage Loan Processor and Closer with a nationally prominent lender. With her extensive background, she provides our customers with great knowledge on the lending end when issues arise at settlement. Currently she is a licensed Real Estate agent for the District of Columbia. With that being said she has grip on the real estate/lending industry as a whole.

Sarah Joseph
Sarah is a new edition to the Northern Virginia area, originating from New York. She has been working with S&T Title for 2 years, processing all pre-closings matters for real estate and commercial transactions. She is a graduate of St. John’s University and now working on her Masters in Social Work. She brings a strong work ethic and takes pride in providing great service to our customers.

Back to top